Note: This transcript was automatically generated by artificial intelligence (AI) and therefore typos may be present.

Rob McNealy
Hey guys, Rob McNealy here. And today I am excited. So I am talking to a new our he is the host of the cigars and crypto podcast. And he is a really cool dude. So we’re just gonna gonna hang it up a little bit tonight and see what’s happening on his side of the country. So new are welcome to the show. How are you today?

Invest Noir – Cigars and Crypto Podcast
Well, my friend, thank you so much for having me. How about you?

Rob McNealy
Oh, good. You know, it’s a it’s been interesting with this little pen demick. Like, adjusting but not adjusting. So like a lot of times, people are like freaking out because they’re, you know, home with their kids and they’re working remote and like, my wife and I work have been working out of the house forever. And we’ve been homeschooling our kids for 10 years. So our kids are like, not really, it’s funny because our kids are like, what’s going on? Because to them, this is like normal life. And they’re just like, I thought everybody to freak it out, but that’s no big deal. Like cuz your life is already kind of like this. But it’s been interesting. My wife for her company she telecommute to Washington, DC. And she’s like one of the only people in our country she a company that works remote and she’s uh, she’s at the director, Deputy Director level for a big company out there. And it’s funny because her entire company went remote, and they’re all freaking out. And it’s funny because I listened to her like conference call sometime and I’m just sitting there laughing and they’re like, her HR department is like saying sending memos around to help support the troops with their new like staying home from you know, the office kind of thing and telling them, make sure you get up in the morning and put on your dress clothes like normal and my wife’s like, dude, I’ve been wearing pajamas to work for seven years with this company. I am not getting dressed now. So it’s kind of funny, right? So Todd Flynn, let’s get into it. Tell us a little bit of our podcast.

Invest Noir – Cigars and Crypto Podcast
Well, I’m I am the host of cigars and crypto. It started out as guys sitting in a cigar lounge and me sitting in there with a tablet and my MacBook and people asking me, what are you always staring at, you know, talk to us? And I’m like, I’m looking at Bitcoin charts. And, of course, the next question is, what’s Bitcoin? And so I explained to them, you know, what this magical internet money was, and how it’s both money and an asset all rolled into one. And so then they kind of looked at me like, well, how does that work? And so down the rabbit hole we went, I explained it to one person in three, and five. And then I found myself explaining it over and over and over again for about maybe seven months. And I said, You know what, there’s got to be an easier way to do this. So I said, I’m just going to start recording things. I have a background in radio. I did Country radio for a couple years and gospel radio as well. So I’m was familiar with the recording aspect. But I never thought about doing a podcast and so I just said, Well, I’ll just give it a shot. And here I am Episode 96 later, and I’m like, maybe I’m onto something here.

Rob McNealy
So well part of this, what part of the country you out of you don’t have to give an exact location but

Invest Noir – Cigars and Crypto Podcast
I’m just outside of Philadelphia,

Rob McNealy
Just outside Philly. So what do you what do you find is the response to you go into these What do they call them hops or herps or whatever at the cigar bar kind of thing? Yeah. What’s their response? When you kind of explain what internet money is and stuff like that? They into it, they in denial, they they hate it, what do you what do you seeing?

Invest Noir – Cigars and Crypto Podcast
They look at it from a speculative point of view. Um, the thing about cigar smokers is it’s not a cheap hobby. So a lot of the guys Smoke with already investors. But because they don’t understand cryptocurrency, they tend to shy away from it. But they like to ask a lot of questions about it. So they have lots of questions about custody. Volatility not so much where to get it, how to get it. They’re not hung up on the criminal aspects, potential criminal aspects of cryptocurrency they’re really hung up on you know, what is this? How does it work? How do I see it? How do I own it? What can I do with it? That type of thing, you know? So that’s kind of interesting. Some of my friends are libertarians. So they’ve always looked at like, this is money bro. This is like the best money bro. You know, it’s and I agree with him because for me Bitcoin is sound money. And so then there are just some people who just like Oh, Bitcoin crashed it won’t ever be anything. And then they’ll see it go up $100 and then they’ll say, What’s Coinbase? How do I get onto that? If I if I spend $100 will it be 1000 next week? And I’m like, come on, man, you gotta do your homework. You got to do your research.

Rob McNealy
So have you converted a lot of people then?

Invest Noir – Cigars and Crypto Podcast
A lot? No, maybe ten?

Rob McNealy
That’s, that’s a good fair amount, though. I mean, I don’t think I’ve covered it. You know, really? It’s been interesting. Seeing where people are with crypto. Yeah. So where do you Where do you see it going over the next year or two? Do you think the the havening is going to make a big difference for Bitcoin? I mean, I think there is the is it priced in is the pandemic priced in. That’s what I’d like to know.

Invest Noir – Cigars and Crypto Podcast
I think the havening is priced in but I do not I think the pandemic is priced in, I think all of this printing of money is going to inflate the value of Bitcoin. Not monetary value, but source of wealth value. And I say that because people will be looking for something that is stable, that can’t be manipulated. When people start going to the gas stations, and it’s cost seven bucks to get a gallon of gas, or they go to buy a loaf of bread and cost $3 because there’s so much money that’s been printed. People will start to look for things that they can use to conduct commerce and trade and buy things. And when people look at cryptocurrency, they’ll begin to ask the same questions I asked in 2014. What is money? What is the difference between hard and soft money and when Why’s hard money better? What is sound monetary policy? In principle? They won’t ask it that way. But they’ll have very basic questions. Why doesn’t this work?

Rob McNealy
You know, I think that’s an excellent point, right? And then you can say the same thing about the pandemic. And I think part of the problem is, I think a lot of people have a hard time abstracting things that they can’t physically see or physically touch. Right. And so when the money situation when they start seeing, oh, the price of this is going bananas. And I think that loaf of bread is going to go up regardless of what the dollar is doing, because I have concerns about the supply chain anyway. But but I think it’s the same thing with the the pandemic. People on the east coast. You know, three weeks ago, four weeks ago, I have a lot of friends in New York City. And when I was telling them to get the hell out in New York City four weeks ago, they’re like, it’s no big deal. There’s been a few and no Now there’s like 1000 bodies today stacking up in New York City right now with COVID. They’re like, yeah, this is serious. I’m like, okay, but I was telling you that a month ago, and I think, you know, and I don’t want to be that guy, because this is not the thing I want to be right about. But I think you’re right. I think when it starts hitting people in the checkout line, I think that’s when they’re gonna start looking for alternatives to the dollar.

Invest Noir – Cigars and Crypto Podcast
Yeah. Because for right now, everything is abstract to them. It doesn’t impact me, it’s not affecting me. They look around and they see gas at $1 89. And they’re like, Oh, this is the best it’s been in decades. You know, but they’re not understanding what’s coming on the other side of that, because the amount of money that we’ve pumped into the economy because of the backroom deals by politicians and bureaucrats, that we’re not privy to the information that we’re not privy to, how it will directly impact us, even though we don’t have directly knowledge of what’s happening. I prefer to stay prepared as best I can. I try to make sure that my family is prepared as well. Not just in terms of defense, but understanding knowledge and information as well.

Rob McNealy
You know, I think preparedness is one of those things that is going to get more important going forward on all fronts both, I think, I mean, I don’t know if you’ve ever really listened to the show very much but I read a lot at least on Twitter about financial literacy being an important thing. And and part of that is crypto and and i believe investing in other asset classes and diversification. I’m old so I don’t have all my eggs in one basket. But, you know, and I just think that sound investing, right? You don’t want to put everything in one place but but what I tell people is, you know, you got to prepare yourself in other places, too. It’s like it’s great if you got some investment in Bitcoin, but if you’re carrying, you know, 100 grand in credit card debt, student loan debt, you know, why don’t you you need to focus on that and get that get your house in order. Because to me long term Yeah, you can gamble on crypto and really a lot of crypto is gambling right now. And I’m not bad mouthing any crypto, I run a, you know, or I’m involved in a crypto project, I found a co founder to crypto project. So, you know, I, you know, I still see, even our project is high risk investing if you’re viewing it as a speculative asset because it’s so early on right now, and it’s just the nature of the beast. But that doesn’t mean that you know, I would like to see. Well, I’d like to see people have an awakening from the pandemic.

Invest Noir – Cigars and Crypto Podcast
I want..I want that to happen. But I don’t think people can keep their eyes off the television. keep their eyes out. Their ears off the radio and their ears out of the echo chambers that surround them every day. When you have and it doesn’t matter, your political persuasion, when you exist in an echo chamber, you suffer from cognitive dissonance. You look for thoughts and ideas that reinforce your own. And the act of doing that prevents or prohibit you from receiving new information or looking at things differently, and making your own decisions and your own determinations on what your reality is and what’s going on around you. And that’s why we have these people kind of falling into these camps. You know, and not really looking out for their neighbor the way they should be, you know, because of like tribalism. You know, I don’t really Subscribe to that, um, you know, I like people who are different than me. Because it’s an opportunity for me to learn and experience new things. I am different from everyone that I live around. But I found out in the last three weeks that I’m really not, because now Well, I mean, of course, we maintain our social distance, but I see my neighbors every day now. And I talk to them every day now. And my neighbors are really cool. Like really cool. And I didn’t know that because we’re so caught up in the rat race to nine to five, every day that you don’t really stop and have an opportunity to talk to people. So the awakening the potential and possibility for an awakening is there. But people have to get away from the noise and just get to know the person to the left in the writing.

Rob McNealy
I think there was an event point was brought up in a book I read a long time ago. And it says it was it was there’s an old book, and it was talking about the internet age and, and it says, people can talk to people around the world now, but they don’t talk to their neighbor kind of thing. Right? And, and I think with social media and online communities, we now have that option to just pick and choose that echo chamber of everybody we like results with, you know, without having to necessarily, you know, it’s easy to filter out the crap you don’t want to see the block and mute months for and I’m just as guilty of using those buttons as anybody else’s. But I think you’re right, I think, you know, I think that some good things are going to come out of this pandemic and the economic fallout from now, I’ll be the first to say and I’d like to get your opinion on this. I don’t believe COVID is causing the problem with the economy I think it’s a trigger exposing an existing problem with our financial systems and I believe a problem with American culture and I want to get your I’ll go into explain what I mean by that, but I want to hear your take on it. I know that’s a loaded questions. Okay. We’re just gonna go we’re just gonna skim the surface right off

Invest Noir – Cigars and Crypto Podcast
the surface, right? Okay. Um, As Americans, we are greedy. We consume more than we need. We spend more than we should. We take on debt, instead of saving. We have very high timeframes for life instead of thinking about the future that affects businesses that affects commerce, trade, our spending habits. We are to blame for what happened to the economy. I don’t blame politicians because we put them in office. We listened to what they had to say. And we put them in office anyway. And we keep putting the same people in office over and over and over again. And they’re not doing things in our best interest. So I don’t blame them. COVID did not cause what’s happening to the economy. The economy was on its way down. Anyway. The economy has been down since 2007. Don’t right, go ahead.

Rob McNealy
I was gonna say you’re my echo chamber now. But I agree with you and you’re hitting on all the points that I hit on and people hate me when I talk about about this, and I say it’s like this. Really, if the entire country is destitute with two weeks of not getting a paycheck, we’re so much more fucked than whatever this virus is going to do to us.

Invest Noir – Cigars and Crypto Podcast
Exactly.

Rob McNealy
I you know, the I Am. I think humans can adapt to all sorts of good things and and can adapt to shit. And I am utterly dismayed that our country is so how do I say fragile? And look we all live paycheck to paycheck all right? Well, here’s the problem. Maybe you shouldn’t live paycheck to paycheck. Why are you living paycheck to paycheck, but there’s that many people don’t get me wrong. Now one of the things I did as an entrepreneur Believe it or not, I owned a get a liquor store in Denver in the worst neighborhood in Denver. We opened carried pistols in the store. It was everything was behind the counter bars on the window. I’m originally from Detroit. trade area too. So, but I grew up in Michigan, but when I lived in Denver and we had our store, it was interesting to me because the people coming into the store were low income people. And these people had $300 shoes. Every one of them had big screen TVs, because they talked about it. Every one of them had the latest and greatest, most expensive iPhone. Now at the time, I was running a cricket phone. You know, flip phone kind of, Oh, looks an awful lot like this one. You know, but, but to me, it was like shocking, because I mean, I we weren’t living paycheck to paycheck at that time. Like we had some money in the bank and some savings and we’re trying hard to, you know, get rid of the little debt we had at the time and things like that was like time ago, but it’s interesting to me that the one of the things about our poor people in this country Is that our poor people are all obese, and they have every possible consumer electronic gadget and consumer luxury good, you can imagine. And having traveled a little bit, it’s amazing to see that. And to me, I believe it’s a cultural flaw in the United States, and I think it’s part of our downfall.

Invest Noir – Cigars and Crypto Podcast
I think it’s a byproduct of advertisement in communication. folks don’t do better if they don’t know how to do better. If you are surrounded by images of $300, tennis shoes and iPhones and big TVs in flashy cars, those are the things that you strive to obtain. If you’re never taught about sound money, or what a checkbook is, or How to invest or the proper way to budget, you won’t do it. And some cases, some people learn differently. life experience changes them in a way that they have to learn. But if everything around you is moving at the same pace, there’s no need for you to slow down or speed up. And so people emulate what they see. And I think about, you know, one of the books that really changed my life man was the Bitcoin standard. And it really changed the way I look at money, and how I view what money is and what money should be. No one taught me that I asked questions, who became curious because I didn’t expect The answers I got. So I wanted to validate what I was hearing and what I was reading. So I read something else and I read something else and I read something else. Then I looked at my decisions and was like, yo, like, I had to change some things. If I want something 20 years from now, I can’t keep doing this today. I’ve got to learn how to put money away. I’ve got to learn how to start looking for assets, appreciating assets, not depreciating assets. I don’t want to go out and buy even though I can afford I don’t want to go out and buy 2020. Lexus now, I will go out and buy a 1964 Ford F 100 pickup truck and never drive it. You see what I mean? And then wait 10 years and sell it for five or 10,000 more than what I paid for.

Rob McNealy
Those fleet sides are going up in value. Aren’t they?

Invest Noir – Cigars and Crypto Podcast
I am trying to tell you baby?

Rob McNealy
I watch Barrett Jackson.

Invest Noir – Cigars and Crypto Podcast
Yeah, my wife looks at me like I’m crazy. She’s like, he’s such an old man. I’m like, No, I’m trying to tell you there’s something to this. Not only is it beautiful, but it will appreciate your value over time.

Rob McNealy
I think one of the things you’re hitting on is really good. And I think a really good primer of this, this thinking as well as Rich Dad, Poor Dad. You know, it’s a very clear, it’s a very cliche book. But it really lines out the basics is the fact is, were you even even outside of sound money though, you know? Robert Kiyosaki is now on the Bitcoin bandwagon and crypto bandwagon as well now, but the whole point is, is getting your financial ducks in a row and i and i think you know, Dave Ramsey, that’s a great place to start Financial Peace University. Right? And and so I grew up I grew up in a fairly poor family. And I came from people that were the poor dads in that book, my family that was that that was my family. And so I had learned really bad money management behaviors from my family. You know, and and when I, when I’m bad bashing financial literacy in this country, it’s not even demographic specific. It crosses every income, every ethnic, you know, demographic, every education level in this country. Almost everybody falls down into the same problems of living paycheck to paycheck, spending more than they make not saving money, getting into a lot of debt that is normal in the United States today. And, and the reason I’m talking about is not because I want to rub it in people’s faces. When they’re struggling. That’s not what I’m trying to do. What I’m hoping is that once we get through this name, mer that’s unfolding in like, slow motion because it is in slow motion for a lot of people is I hope that they come out of this going Holy crap, I need to do something different because I only had I could only last two weeks. Right? And and basic financial literacy is three to six months or at least a year’s worth of emergency fund. Now think of it this way you are think of it what happens if 75% of the country had a six month emergency fund right now. D things would be very different right now.

Invest Noir – Cigars and Crypto Podcast
Very different.

Rob McNealy
But this pandemic..

Invest Noir – Cigars and Crypto Podcast
..is very different. Because then if we had six months of savings, if if 75% of us had six months of savings, we will be able to see the difference between the Sham economy and the real economy. Because the stock market is not the economy. And I try to tell people that all the time and they don’t get it. But businesses may be hurting But the economy will be fine. Because people will have saved and prepared and will be able to take care of their needs. Not just saving money, but saving food, saving ammo, saving the things that are important when these folks are going out buying toilet paper, Bro, I was buying bullets. Because I knew.

Rob McNealy
Yeah, you know, actually, I think both are a good investment right now. And I finally figured out why the toilet paper actually makes a lot more sense and why that’s not being stocked but we can go into that offline. But no, I actually we’ve been I’ve been trying to dig into the supply chain stuff. It’s pretty fascinating. I learned a lot more about toilet paper than I ever thought I would want to know about toilet paper in the last three weeks. But But I think what’s happened what I’m seeing out there is is that Americans not only are monetarily not prepared, they’re not prepared from a personal On the fence standpoint, they’re not prepared for retirement either is that we’re inherently a really weak nation now. We’re fragile and psychologically. I’m not sure that the I’m not sure in the next two years, what the country is going to look like, on the other side of those two years. What do you think? Do you think there’s gonna be big changes culturally in this country from this?

Invest Noir – Cigars and Crypto Podcast
I think culturally, and economically, there’ll be massive changes from this. We fall victim to propaganda. And other countries for the last what 10 years specifically, the BRICS nations have been preparing for a calamity BRICS being Brazil, Russia, India, China and South Africa. They have been buying, stockpiling, stockpiling gold, platinum palladium rhodium. They are preparing to trade with each other for oil and other goods and services in gold, bypassing the Petro dollar. They’ve been preparing. We’ve been blustering. And as powerful as our military is, and I’m in no way shitting on our military, I’m a seven year army vet. So I am not shitting on the military. But as powerful as our military is a military cannot function if it is not financed. And we have depressed the dollar so much. I am actually scared of external threats, less internal threats. You know what I mean?

Rob McNealy
You Yep. You know, it’s interesting, you know, you know, it’s a good exercise. You don’t know me that well, but I tend to go down some really deep rabbit holes when I want to know information. Again, and and, and I have a pretty I have a really big network and I know a lot of interesting and resourceful people and a lot of interesting positions all over the place. So if I really want to have a question, I have enough people in my Rolodex that are worth, you know, eight, nine digits and have lots of connections. So if I have a weird question, I can pick up the phone and they’ll take my calls. And one of those things that I I’ve gone down that rabbit hole about the military, and they started looking at, you know, okay, how was the United States poised for a war? So it’s interesting right now. And I’m going down this rabbit hole right now, but what happens if we can’t make ammunition and there’s a war or even just more war than we have right now? Do you so I don’t know if you’ve been to any kind of store. Now. We all know that. Been a lot of FOMO buying guns and ammo. But I have a lot of connections into the arms industries and from I’m going to confirm some of these things. But I’ve been talking to quite a few people and I have a bunch of wholesale accounts as well. There’s no ammunition in the distributor network or the retail network at this point. There’s nothing you can order from RSR you can order from CRO shooting supply. And these are the biggest distributors that distribute to all the retailers nationwide in the gun world. They don’t have any ammo either. They don’t have any way to backward the ammo. And so I started going down rabbit holes, and I’m like, what’s the problem? So here’s an interesting thing that no one’s talking about. And I’ve been talking about this since January. So China’s been offline since January. They make everything and people don’t even know the extent that we’re dependent on China. Like we’re not like, Oh, we could just ignore them more like we’re they’re like holding up, we’re walking down the street kind of dependent on them. So, so the interesting thing, I started looking at the supply chain because I’m like, Okay, I’m gonna get, I’m gonna move up here because I’m getting all excited now. But so I started looking at the supply chain stuff. Do you know there’s this thing called buffer inventory? So I said, Okay, if ships stop moving cargo from China, to the United States, how long before we run out of stuff? And no one’s talking about that question. No one not in the mainstream media. I have her I have a hard time even finding information about people who would ask that question. So in my day job, I got a lot of people that bring manufacturer stuff in China, and I just started picking up the phone. And they said, if we don’t get shipments By May, we’re out of our our inventory by June, and they don’t have any firm dates from China. And then I started saying, Okay, well, how long what’s the buffer inventory in the United States? Well, for most things, and I’m talking about everything, it’s one to four months of buffer inventory in the United States for almost anything. China’s not back online yet. So another way to so I go down this other rabbit hole, right? And I’m just like I’m really interested in like, Okay, well, how do we confirm that there’s a problem with the amount of stuff moving? Well, there’s this thing called the dry Baltic index, which is the marketplace where people buy shipping containers to move raw goods, not necessarily finished goods. It’s fell off a cliff. No one’s buying shipping from China to the US. And so, I’ve started talking to people and you know, I started looking at what are the things that we need in the United States to live not talking TVs at Walmart, we got plenty of those right. And everybody’s gonna buy in with their stimulus. Trump bucks. But they make 90% of our drugs and drug precursors in China. Now. Yes, he Here’s a couple other things they make. They also make all the ingredients and food processing chemicals for our food supply. Not not, and then on top of that, most of our seafood comes from China. So just on that alone, it’s like, wow. And no one’s talking about this. And then the toilet paper thing. So I always think ahead, right? I always stocked up on stuff and I said, you know, all the things that’s not back in inventory right now at any grocery store out here is toilet paper and paper goods. Still gone. totally gone. And so I went down this rabbit hole, new era of like, how like how much toilet paper? Do you know how much toilet paper we buy in the United States every year? You’re not big the market is

Invest Noir – Cigars and Crypto Podcast
Probably massive.

Rob McNealy
Massive – $6 billion a year. So what we spend, but here’s the word, but do you know what most of it’s actually made in the United States. Actually, we Don’t actually import much toilet paper we employed about $500 million a year in toilet paper. Most of it doesn’t even come from China comes from Indonesia. So it’s really interesting to me I’m like okay, so why are these shelves empty? This just can’t all be FOMO buying. Well we found two problems though. And the thing that I just uncovered the other day is all like what what’s the problem? Well guess what? Even though we make the toilet paper here, the recycled paper that makes the toilet paper is like the cheapest pulp comes from China. I think they’re out because China’s not back in line yet. And in fact, that dug into that rabbit hole. Most of the so we said whole cargo ships have you know all that recycled cardboard and plastic and or paper that you know gets bundled up goes to China. They turn it into pulp and ship it back and then we make it into toilet paper. The other problem with the supply chain we got a couple points. With the supply chain in the country, but that’s one of those external threats. Here’s another interesting thing. You know, I started looking at all these other countries with COVID now we’re getting into a whole prepper weird, crazy conversation. But I started talking to people and you know, what happens when India and you know, and some of these other countries start having a problem with COVID? How would that affect the supply chain and how could that affect us? Well, it’s interesting, you know, India’s a big country and they’re not they’re having they’re gonna have a big problem, I think with this pandemic, and they’re just starting, they’re just getting started. You know, they’re like the number two rice exporter in the planet. So what happens if because of absenteeism from illness and lockdowns and fear? They don’t produce let’s just say they produce less rice, not no rice but less rice. They feed a lot of countries and one of those other countries going to do here’s another thing so We’ve had four meatpacking plants in the United States go down because of COVID in the last week and a half, for in the last week and a half. And we’re talking one plant alone does 5% of the pork for the entire United States just went down in the last week. So, two, so a meat and a beef plant in Iowa, one of the biggest beef slaughterhouses in northern Colorado in Greeley. And then a port processing plant up in Sioux Falls, South Dakota, all went down the last 10 days because COVID they don’t know when they’re coming back online. So you have this absenteeism. So there’s food and pigs and cows in the United States. But if you can’t get them processed, what’s that gonna do to people in Philly at the grocery store? Right. Right. What does that do the so we’re talking about that loaf of bread getting more expensive just because of inflation for money. What what happens when that price goes up two or three times? Because there’s no one to process as much, or what happens if the truck drivers are too afraid to drive truck across country to a pandemic zone, which you’re already seeing in New York City now. And it’s gonna get worse through the summer I predict from all the major cities, especially I think every major city east of the Mississippi is gonna have a problem with COVID bad. And so that’s my prediction. You can call me out on it by August we’ll have a conversation as car over it. But these are the things that I am getting concerned about. Now, here’s the thing, where did we get a lot of our produce from in the wintertime?

Invest Noir – Cigars and Crypto Podcast
Mexico.

Rob McNealy
China, Mexico. So what happens if they have absenteeism from fear and illness? Now right now you can’t cross the border to Mexico. Well, all those workers that work our field come from Mexico. Regardless of what the conservatives want to believe about rural America and farmers, they’re all run by Mexicans. That’s just a fact. So the workers can’t get here. But what happens if Mexico’s farms have the same problem we do? What if their processing plants go down because of fear and illness? COVID in the wintertime, you know, this fall, what does that do to the price of food? Now, you know, I’ve spent a lot of time in inner cities now. And you know, I know I come from a poor family. So what happens to people that are dependent on EBT? And now that price of hamburger went from $4 a pound to $15 a pound or $20 a pound? How are those people going to react when their food stamps don’t go very far now. And those are the things that keep me concerned. But, you know, then you get into the International, you know, incidents with like, Okay, well, if countries don’t have enough food now to feed their people, what are they going to do? And put put your military thinking hat on. What does that look like in a year from now? And, and so I think we have multiple problems happening. And I think COVID is the trigger to basically say, look, this Emperor has completely naked now. And you guys got a lot of problems. Right? Right ranting but those are the things they have me concerned right now.

Invest Noir – Cigars and Crypto Podcast
I’d have to agree with all of those assessments but I if I could convince my wife man, we will be out of here. My my family immigrated here from the Bahamas in the 20s. And I still have family there and if I could convince my wife man, we will be out. Like to

Rob McNealy
To the Bahamas?

Invest Noir – Cigars and Crypto Podcast
Damn right, right now.

Rob McNealy
I’m not sure I’d want to go to an island right now to be honest. Because they’re actually all the all the people Caribbean islands right now are having problems with COVID. Yeah, so and so the question is on an island, you’re completely dependent on outside logistics for your support. If those logistics chains start getting broken, you’re really kind of on an island.

Invest Noir – Cigars and Crypto Podcast
Just eat fish every day.

Rob McNealy
You if you can. I love the Caribbean man, I, you know, I’ve been to a lot of Caribbean islands and, man, I would be all about at least having a second house there. I’m not sure I’d want to write out this there. Right now. You know, we moved to Salt Lake City now six years ago now, and I think was a smart move because as far as urban or suburban areas were one of the most prepared states on the planet, like part of the the LDS culture, the Mormon culture, and is that, you know, they’re supposed to have a year supply of food. A lot of people don’t know that but like the whole morning A church is one giant prepper organization. And in fact, the Mormon Church has its own grain silos all over the place. And they have their own food processing, canneries and everything. I mean, they’re really dialed in. And so people in Utah are pretty, pretty resilient and self reliant. And that was one of the things that attracted me to the Utah in general. Was that self reliance? so far with COVID? We’re one of the only states that’s not locked down. We’re we’re in a semi we’re in a voluntary soft lockdown. Like the governor comes on the you know, every day at you know, lunchtime and says, Please, please, please, please, please don’t make me become a tyrant. Before she’s like, just do the right thing. Right. But but we haven’t had many cases here. So we’ve had 20 deaths in the whole state, but it’s picking up space. It’s picking up pace now. So you know, I think we’re gonna be one of the last to go if it goes bad, just because one more small population and we’re facing fairly isolated compared to, you know, the, you know, east of the Mississippi. It’s just so much more crowded in the east coast in the Midwest that it’s just a lot harder I think with this, I mean, so what does your wife Think about all this? You mean you sound like you’re a preparedness guy too, right?

Invest Noir – Cigars and Crypto Podcast
But she’s she’s now four that she thinks I’m overreacting.

Rob McNealy
What does she think you’re overreacting?

Invest Noir – Cigars and Crypto Podcast
Because she’s never seen me act like this before.

Rob McNealy
Really? How are you acting?

Invest Noir – Cigars and Crypto Podcast
Like, I need to be prepared.

Rob McNealy
Gotcha. But were you prepared before or is this something more recent or is this kind of like, ongoing thing without divulging any opsec Right, right, right. You know, I don’t need to know what you have or don’t have but, you know, I just like to understand where people are coming from because.

Invest Noir – Cigars and Crypto Podcast
I’ve, I’ve always believed in having Little more than what’s absolutely necessary. I think we need to go all in. We need to be really putting we really need to be the squirrel and story a cause for real bad weather.

Rob McNealy
I agree with you now I have no OPSEC because I run a prepper crypto crypto conference every year called Off Chain: http://OffChain.events. So it’s kind of obvious that I do put things away. And that’s kind of part of, it’s just part of who we are. We don’t even think about it. It’s just like, but it’s funny because we just opened up pinto beans from 2011 the other day. And they were fine, by the way, right? Is it really good? But you’re like, I don’t you know, it’s one of those things like I hope I never have to open this five gallon bucket of pinto beans. But I’m glad I had the pinto beans. Kind of great. But I think yeah, I think what What I’ve been telling people right now it’s like cuz there’s a lot of people that are waking up. You know, I’m a gun guy. And sounds like you’re a gun guy as well. Yeah. Have you had a lot of people ask you about that? Guns recently?

Invest Noir – Cigars and Crypto Podcast
What do you mean. asked me what?

Rob McNealy
Like people that are non gun people getting interested in wanting information about guns.

Invest Noir – Cigars and Crypto Podcast
No. Everyone who knows me knows that I’m a gun guy. But they don’t ask me about it.

Rob McNealy
Now, because it’s interesting because I’ve had four people in the last two weeks three were first time gun buyers wanting to know what to buy, where to buy that kind of thing, and that one person was looking for food. And I’m like, Of course I’m and I’m like, Oh, of course. I’m the guy you call. But it’s just it’s been interesting seeing like people’s getting concerned now and I tell people right now if you haven’t prepped, you got one last opportunity right now. Do to get as much As you can get and but but I tell people, first thing you need to do is mentally prepare yourself for change. Probably drastic change, yes. Probably tough times, yes. A mentally prepare yourself that life is not going to be the same and get okay with that.

Invest Noir – Cigars and Crypto Podcast
Right. And it’s going to happen quickly.

Rob McNealy
It’s good. It’s not happening quickly enough.

Invest Noir – Cigars and Crypto Podcast
Because I don’t I don’t think we I don’t think we’re where we need to be.

Rob McNealy
Well, I think I was telling someone the other day that I think there’s people don’t have a sense of urgency in outside of the East Coast right now at all about this. All they want to do is they’re they’re healthy, they don’t see a problem. There’s not body stacking up. And so I think what’s happening is they can’t abstract what’s happening. I think it’s a combination of normalcy bias. Time preference. I think it’s like, there’s a glacier coming of really big freakin glacier. And it’s gonna run over your town. Right? But everybody’s like, well, I don’t see the glacier move, but it’s gonna run over the town. Well, I don’t see it moving. So I’m not going to do anything. And I think a lot of people are struggling with them because of it. And then they see the more immediate I’m not working, I don’t have money coming in and do those are all valid concerns, especially if you don’t have any savings. Right? So I don’t have a good answer to that. But this is not just a COVID Glacier. This is a supply chain glacier that’s affecting the entire planet in a slow moving wave like a glacier. Right? And it’s going to take a year before you know it’s gonna take months I would bet it’s gonna be a very scary summer is what I predict. Because I think you’re going to see a lot of cities all flaring up at the same time. I think you’re going to have the the buffer inventories from China burn through, I think you’re gonna have a lot of absenteeism. And you know, shortages because of this plants going down and this plant is going down and, and I think all that stuff is going to be rolling. So you’re, it’s like you’re gonna, you know, New York will be starting to be through its peak and then Chicago is going to be hitting its peak. Right, you know, or just starting in Detroit and St. Louis. And it’s just going to go on and on and on. And it’s going to take all right, well, I’ll be you know, New York hasn’t peaked yet. So understand this, right. Like, it’s been six weeks we had no, I mean, it’s like, stayed in New York, like, what 20 some thousand now or something. I mean, six weeks ago, they had zero need, it’s like, so it’s like gradually but you know, and that’s just one major city with it. But what happens when you have four cropping up in six more weeks. What does that look like? And right now most of the resources to handle COVID have been redirected to New York from other places. So I don’t I think we’re going to be I think the, the response to COVID is going to be scary. And I think there’s going to be a, I mean, there’s going to be a lot of people that are gonna, you know, not make it through this. Right. But I think what’s going to affect all of us is the supply chain failures domestically and internationally. And I think that and how people react to them. The question is, how do people react and you know, you know, I so are you from Philly your whole life? You said your family came from Bahamas, where are you? Where were you raised?

Invest Noir – Cigars and Crypto Podcast
I was, I was born in New York, but I was raised in DC.

Rob McNealy
Okay. So, you know, and I’ve lived all over but I’ve been out west about 20 years, but I grew up in the Midwest. So I spent 20 years in the Detroit area for 28 years, actually, in the Detroit area. I know this that people Americans have never had to deal with empty shelves. Think about that.

Invest Noir – Cigars and Crypto Podcast
Never.

Rob McNealy
Never. Now I’ve traveled a little bit, you probably traveled a little bit, you go to other places. Well, I don’t have any there’s nothing on the shelf for a month, but next month will be something on that shelf. And people are okay with that because that’s the system. Right? That’s what they’re used to. And the more third world or developing nations that’s that’s common, right? Well, we’ll get something pretty soon. You know, they don’t know. Americans have never had to deal with that. I’m 48 I’ll be 48 this summer. I’ve never seen that my lifetime.

Unknown Speaker
Now, add to that, that we are the nation with the most guns per person on the planet.

Rob McNealy
Yep.

Invest Noir – Cigars and Crypto Podcast
It’s good to be MadMax in the Thunderdome.

Rob McNealy
You know it It’s I don’t know where this is gonna go. You know, I’m just saying is if you’re like imagine if you’re like around a bit I think like a big pot. You’re in the kitchen right? You got a big giant pot is thrown in, you’re just gonna make the most worst meal ever. And you’re gonna just throw in some like, throw it’s a Molotov cocktail, a little gasoline, a little acid, gunpowder, TNT, nuclear weapons, throw into pathogens, turn it all up and, and let it launch in the middle of the summertime in the Midwest, like Detroit and Philly in Chicago, and then tell people, they got to be locked in their house because there’s a pandemic and they don’t have air conditioning. Right. Just like, you know, but I think but I even think about the air conditioning piece, right? I mean, I’ve been around a lot of inner cities growing up and where I’ve worked and stuff and I’m not this is not a stereotype. It’s a fact a lot of people don’t have central air. in inner cities in the Midwest, Detroit area, every summer when there’s a heatwave in Detroit, there’s people dying because they don’t have air conditioning. And, and think about it so and part of the response to that is people hang out outside, they get barbecue, they hang out the friends that hang out late at night instead of during the day, because they don’t want to be in their house. So what happens if you stir all that in top of that? Oh, man, I am not. I am not looking forward to this summer at all with this. And and i think that i think the COVID is just exposing all sorts of problems that already were there. And I think a lot of people are gonna get mad. A lot of people are going to get frustrated. There’s not things on the shelves. I think people are going to be pissed that things cost a lot more. I think people are going to be pissed because they’re told to stay in the house. They don’t want to stay in the house. Let’s just be honest, people don’t like being told what to do. Right? Anyways, I’m ranting. I’m sorry man. I I don’t know, man. I think it’s gonna be I think it’s gonna be wack. That’s what I think it’s gonna be a wack time.

Invest Noir – Cigars and Crypto Podcast
It’s gonna be interesting.

Rob McNealy
And so what do you think people should be doing? So, alright, so people here like, you know they’re not on the East Coast not in the Midwest. They’re just like doo dee doo dee doo. What would be your saying what would be your advice right now to those people?

Invest Noir – Cigars and Crypto Podcast
Move out, move out of debt, move out of credit. Start putting away a little cash. start, stop putting away things that you can trade and start thinking about how you defend yourself and your family. Start thinking about how you feed yourself and your family. Make those things a priority because when the time comes and you realize that you need to do it, it’s already too late. Because other people are realizing at the exact same time that they need to do it. And then it becomes survival of the fittest. And the question is, how fit are you?

Rob McNealy
I couldn’t disagree with any of that? And, man, I’m usually a lot more uplifting than this.

Invest Noir – Cigars and Crypto Podcast
Me too man.

Rob McNealy
No, but but seriously, though, I mean, I think that’s a good point is cover your frickin bases right now you’re sitting home. Don’t look at Pornhub all day, don’t play video games all day. start figuring out what you need to do to get past six months from now. Right? What’s that gonna look like? Right? You know, I don’t have a crystal ball. And I sure as hell hope that all the stuff we talked about doesn’t happen. I really hope it doesn’t happen. And you know what? I’ve been wrong before. You know I would I thought that shit was gonna meltdown in 2013. I’ll tell you that. That was I thought 20 13 if I had to put like, you know, the crystal ball on it, I was you know, my tea leaves are telling me 2013 it’s all it’s all over with. That’s gonna go mad max. That’s what I thought didn’t happen. They pumped up the housing market again. And now the housing markets way crazier now than it wasn’t you know 2007 2008 and I think that’s another I think that’s another shoe that’s gonna drop. And what do you what do you think about that? What do you think is gonna happen and how..

Invest Noir – Cigars and Crypto Podcast
People out of work, they won’t be able to pay their mortgages.

Rob McNealy
Yeah. And the banks already tightening their credit lines again, and they’re already in get. My wife is super smart. I’m the dumb one of the family. My wife’s really smart. And we were walking around the neighborhood and there was a house that same size as mine, but they remodeled it. And they sold it for two and a half times my house. There’s a Worth right now. And it’s just a brick ranch house. Okay. I mean, this is not a fancy neighborhood or anything like that. But the numbers on the house, I mean, I look it up I like I like to look at real estate like to see what’s happening and and I was like, there’s no way in hell, I mean, we could afford that. But there’s no way I could pay that. I think we overpaid for my house when we bought it, and how my house has doubled in the last five years. And I said, there’s no way I would buy my house for what it’s valued at right now. I would not spend it. It’s not worth it. To me. It’s just, you know, it’s ridiculous. My wife made a good point, though. She’s like, because, you know, we were growing up with the house during the last housing crash, and she’s like, this housing crash is gonna be a lot faster to bottom and I go, what do you mean by that? Just to think about it, you know, in 2007, the price of a house was about a third what it is now, for the same house, even our old house. It’s funny, it’s like you look back on what our old House was in Colorado. And we’re like, holy crap. It’s ridiculous what that house costs, it’s that it’s ridiculous. So she’s like, think about this house. So she’s like, if a house has an $800,000 a month mortgage, it’s going to take two people working full time probably pay for that mortgage, and it’s probably like a 5000 $6,000 a month mortgage. She’s like, what if one of those people lose their job? Just one. Now this is before COVID head. So this was like last, you know, this is several months ago. And she’s she had a great point. She says, they can’t go and just liquidate their 401k out or go do Uber part time to come up with that nut every month. While they’re hoping they get another big boy job. She should so she says that housing markets probably going to hit bottom a lot faster because people are going to run out of money much faster because the mortgages are a lot bigger now. And I thought that was a really interesting point. That hadn’t heard anybody else make? Yeah. So, you know, I’m worried my brother I am, I’m so worried about where people are. And, and I’ve been in agony because I see so many people that are destitute so quickly. You know, I knew it was bad. I mean, it wasn’t ignorant to the savings rates and stuff, but the fact that I see people like so depressed and miserable, and they’re, I mean, I would bet that at the end of the year, you’re gonna see that the suicide rates probably gonna go crazy this year. And that makes me sad. Because, you know, you know, the regardless, we can get through all this shit. You know, I lived in a van behind a grocery store one summer as an adult, you know, and, and I would and I, and that’s no bullshit, okay? I mean, I’ve really came from a hard life growing up, and, you know, it’s like, I’m like, and you know what, none of that shit scares me. I’ve lost it all. And I’ve had an thing and I grew up with nothing so you know money and all that kind of stuff I you know, being broke like, whatever, you know figure the shit out, right that’s my attitude on it not that I want to be poor because being poor sucks but what I’m saying is but for people who have never experienced that right now because they grew up in this debt fueled really upper middle class you know lifestyle I think there’s gonna be a reckoning and I think those people are gonna have a very hard time adjusting to what the future holds.

Invest Noir – Cigars and Crypto Podcast
I think those people will be prey.

Rob McNealy
Yeah. Especially the ones that don’t like guns. And what do you think about precious metals? Are you a pro so book, silver bug, why silver over boom.

Invest Noir – Cigars and Crypto Podcast
It’s in every phone. So most of our electronics, the price has been depressed even more than gold. So once the banks get their film off the paper Silver supply and the real value of silver is able to be discovered by the market. Got a pretty good feeling about it.

Rob McNealy
What is that? 50 is it 50 times now?

Invest Noir – Cigars and Crypto Podcast
I thought it was 75?

Rob McNealy
I haven’t looked in a couple weeks. So you really are you know like you are definitely my echo chamber right now. I like I like silver more than gold for the seasons. That’s an interesting thing. The the precious metals markets have been really bizarre, haven’t they? Yes. Tell me about what are you seeing out there?

Invest Noir – Cigars and Crypto Podcast
Ah, I dollar cost average precious metals the same way I do crypto and over the last month, actually six to eight weeks. The premium over spot for silver is Bananas. I recently purchased from admix $7 30 cent premium over spot. Now considering considering silver is like 14 $15 an ounce, so that’s 30 to 50% 50. Premium on an ounce.

Rob McNealy
So what does that mean?

Invest Noir – Cigars and Crypto Podcast
Something that we don’t know.

Rob McNealy
So explain that. So for people that are not gold or silver or precious metal bugs, what does that mean? It’s good to go into a little bit.

Invest Noir – Cigars and Crypto Podcast
Sure. Spot price is how much the market recognizes an ounce of silver for let’s say it’s $15 Okay. The premium is charged by the retailer to the consumer, because of various reasons, one of which is the difficulty in getting in Or the supply levels, how easy and how much there is to be sold at any given time, how much the mid releases at any given time, or how much silver was mined at any given time. When the supply starts to dry up, the premium on silver goes up, because they identify that more people want it, there’s less of it. So it becomes a law of supply and demand. So the less silver there is in the market to be sold and or the less silver has been mined in a month or six months or a year, the higher the price of silver will be and the higher the premium will probably be as well. And so when I went out to buy to do my regular DCA You know, I’m like damn, like $7 36 like This is like 50% like, really? Like believe what I was seeing when I saw it. And I mean, at max Providence on money metals, JM bullion, it didn’t matter where you win the premium was in that range of 50% premium.

Rob McNealy
Yeah, well, what what I think is interesting is that just based on the markets tanking, just based on global supply chain threats, the spot price of gold and silver should be off the charts. They should be off the chain they should be going nuts agree they’re not good. Not this the and usually in Newtown. I mean, typically, you might spend a buck you know even less depending for for the premium. If there is one, it’s not anywhere near you know, seven bucks, right, you make 1050 cents more for Well, I want this round and it’s got 20 Well design on it or whatever, you know. But what’s happened and what it looks like to me that for a long time in precious metals, a lot of the precious metal bugs out there have been saying that precious metal markets have been artificially depressed. And it’s, it’s easy to write that off as conspiracy, right? You see that a lot of times too with crypto, the crypto whales are suppressing the bitcoin price, whatever, you know, you hear that there too. But it’s interesting. Is that what there’s what it looks like it’s happening because right now, I don’t know how much physical delivery what lead times are you getting out there for the physical delivery, two weeks, we’re getting four to six new top. And so it’s interesting. And what so what they’re saying is, is that the the conspiracy theory that I’ve heard is that that there’s these paper gold and paper silver, and that they’ve oversold it, meaning that they’ll say this one, you know, this security is is worth so many ounces of silver, and they sell it, then treat it like a stock like an equity. And there’s a lot of people have alleged for a long time that they’ve sold those times more than once, maybe dozens of times. And so what’s happening and why the supply is all janky is that people now want physical delivery, and there’s not enough to go around. And so that premium that’s skyrocket. So what should be happening is the spot price should be skyrocketing to reflect market changes and conditions because this is exactly what precious metals are designed for a hedge against. And that’s not functioning right. But then, but what happens is since it looks like the markets not being allowed to actually, well, it looks to me that the market is not being allowed to do true price discovery on precious metals for whatever reason, right? That retail premium is where the market is finding the price.

Invest Noir – Cigars and Crypto Podcast
Right, you’re starting to see a real decoupling in precious on hand metals versus precious paper metals. So I see a real decoupling,

Rob McNealy
Which then would support that there’s been some corruption and maybe some manipulation for the suppression of those prices. And it’s like, wow, and it’s funny because it’s like this goes back to COVID the trigger, but it’s only exposing this ID Oh, there’s this other problem. This this this rot, right. That’s been there for a long time. The rot comes from consumerist mentality among Americans that come from the lack of we don’t save money. We’re not providing to literacy that’s rot in my opinion. And then you have you know, all this just crazy amounts of US dollars being printed. That’s right. And then you have the precious metals markets, being rigged, apparently, or oversold, and that’s a rot it, all this stuff and all this outsourcing to China for the last three decades and how great it was, you know, and I’m from Detroit. So I know all I mean, I grew up in I went through high school in the 80s. And and I grew up through all that outsourcing happened in the 80s in the 90s. And then NAFTA happened in the mid 90s. Thank you, Bill Clinton. And so I mean, I, I saw what it did to Detroit one because I grew up in I was living there in that and I used to work in the auto industry. And it’s like, there’s rot from all the outsourcing and it’s like, so it’s like, there’s all this immense amount of shit of rot that’s just pile up for decades and decades and decades and, you know, go back to, you know, getting off the gold standard A long time ago, and I mean, this started probably before I was born really, but it’s all coming to head from this goddamn virus. It’s like, and then the housing market, the student loan bubble, the housing bubble again, it’s all just right all at once, and it’s happening around the planet all at once. Right? And it’s and it’s not, but it’s not happening overnight. It’s gonna take a year, probably the next year as this this pandemic goes through all those different major population centers. It’s gonna and so it’s like it’s gonna get good in one spot and then just pop up into more like crazy whack a mole. And so I don’t know man if this is probably going to be the most historically speaking, yeah, good or bad. It’s going to be a fucking ride. Yeah, and and you know what and why need to connect with smart people like you they get it? Because, you know, if the ones that are slightly prepared, are also going to be targets. That’s a fact. Right? You know, I like to read history. And I actually like to read about Russian history, and Ukrainian history and things. And I don’t know if you know much about what happened in Ukraine. But when the Soviets invaded the Ukraine, they had like, two levels of peasants, right? They had the peasants and the peasants that could hire somebody to work for them. They’re only slightly better off peasants. They call them coup locks. And what the Russians did is they said that every they they created all these policies, the Soviets create all sorts of quotas and stuff and they said, all these failures are because of the coup locks because they’re rich. They weren’t rich. They were just slightly less poor than the average peasant, but they might have you know, a little bigger farm and employ two people or something. That’s how the locks work. But the Soviets through propaganda whipped up, so much froth and hate and envy between The Super poor peasants and the cool locks. And they blamed every government failure on the cool locks into the point where they basically either killed center gulags or exiled they confiscated all the property, the cool locks the entire country. And that was that’s the that’s what the whole Ukrainian genocide was about in they blame, they call them coup locks. And I tell people now that, you know, we joke around about toilet paper envy and things like that. But we’re already starting to see the signs that there’s going to be people that the preppers the people that are self reliant the people that aren’t in debt, the people that you know, have some savings are probably going to be targets. And it’s going to be propagandize much like cool locks were and I do believe this is going to be a true threat over the next year or more. Friend of mine down in Texas. He has he’s a prepper and his wife and him you know, we talked a lot And she says they have like, they actually have some decent, you know, kind of, you know, and 95 reusable and 95 mass that look kind of stylish and I have if you look at my profile picture, I have one too. And because I bought them a long time. And, and it was funny because he told and I talked to him yesterday. And he said, because the damnedest thing just happened I go Why? Because my wife was at the store and somebody started calling her out for having a good mask not a homemade one. Wow, she’s got she’s got you know, she’s got a real nice mask and we just got these, you know, homemade ones. I’m like, holy shit. It’s like just I mean, I know I my mind just going like crazy places when I hear stuff like that. Yeah. Where’s it gonna go? You know, and you know, that’s that’s the stuff that kind of gets me worried about you know, protecting my family and stuff. Stuff like that is like, you know, you work very hard and save and you don’t go on that family vacation or you don’t go on that big trip because you want to buy, you know, some extra supplies or buy, you know, you don’t buy the nice steak but you buy a couple extra cans of beans or something, you know, you do that long enough. And you know, because you feel it’s an insurance policy and then you know, so you can ride these things out. And then and then somebody says or acts like you did something wrong. It’s like, you know, I just thought ahead. I was a boy scout too. By the way, I was also a firefighter and EMT, so I think about this stuff. But I don’t know man. This is a really a downer. Thanks. So what can we do? Well, what can we do to get people to wake up more? often can we help? How can people say how can we help people say it themselves? Is it too late?

Invest Noir – Cigars and Crypto Podcast
I hate to go I really mean, but I’m really not worried about other people.

Rob McNealy
Fair enough.

Invest Noir – Cigars and Crypto Podcast
Right now I’m just worried about me and my family, I’ll help my neighbor, if I have to help my neighbor, but not at the expense of helping my family.

Rob McNealy
I think there will be a lot of people that will have to make those choices in the future. You know, and my wife and I, we have these kind of conversations too. You know, it’s like, what do you do? And, you know, because people know, we have, you know, we have some emergency supplies and stuff. I mean, I don’t hide that. I never hide it because I tried to help people and get them excited about it and say, Hey, this is an important thing. So I know those I know those decisions I’m gonna have to make at some point, because I’m the guy they call it ready. So looking for advice, right? So it just is what it is. But we knew that that we always knew that that was a risk. So you know, there’s nothing I can do about that now, but I don’t Want to be I want you know, I always say this is that I wear a mask. And my families have been wearing masks when we’re in public and things. Because I don’t want to be part of the problem. Because if you’re not part of the problem, you can be part of the solution. You know, what I’m saying is don’t be a victim first, right? Protect your family. Protect your what you got. Because if you’re in that position, then you do have the option to help other people. Right. And, you know, maybe I can’t help the whole neighborhood, but maybe I can help one person, you know, and, and that’s what I hope to do. And like, you know, we’re putting in a big garden this year, like a really big garden, like nuts. you’d laugh it’s like a farm. And I told my wife I go, you know, I don’t know where things are going. And and she’s about 98% where I am. I’m a little more like, no, buy everything we can possibly buy right now. You know, I’m a little more, you know, let’s just do we got this one last chance is how I see it. And I said, you know, let’s just put in more, let’s fill up some more lawn, put in some more plants and she’s like, why do we need more? I go, because we can help other people if we need. That’s why. And that’s how I think you know, and you know it doesn’t hurt me to buy you know, by the way you can buy seeds at the dollar store for for $1 everybody’s freaking out about seeds. Go to the dollar store dollar store has the cheapest seeds anywhere in the country. Nobody knows that. I don’t know why they don’t know that. But did you plant a garden? Are you planning a garden this year? Can you plant a garden?

Invest Noir – Cigars and Crypto Podcast
I can but I won’t be this year.

Rob McNealy
You need to plant a garden. I’m gonna give you some shit about that. I think you should plant a garden. I really do. Please, little garden. Do this for me. Put your wife on. I’m just giving you shit. So Noir, where can people find out more?

Invest Noir – Cigars and Crypto Podcast
About? Oh um yeah, we would way down the rabbit hole man, I thought we were going somewhere else. You can find me on Twitter: @InvestNoir, I N V E S T N O I R or you can check me out on Instagram at @CigarsandCrypto. Or you can listen to me on any of your podcast platforms of choice. Just search for Cigars and Crypto, or CigarsandCrypto.com.

Rob McNealy
You have the best radio voice ever. So, guys, you gotta listen to his podcast. He’s got some really, really great points out there. I really like where he’s coming from because he is my echo chamber. Thank you so much for listening this Robin Neely. Check us out on the web at Rob McNealy calm.

Invest Noir – Cigars and Crypto Podcast
Thanks for having me.

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